It sounds like you are having panic attacks. Vividly remembering your dreams and especially bad ones is one symptom along with rapid heart beat, sweaty palms, etc. I have had some experiences with this while on Yasmin (waking up sweating etc.). I have been off for ~3months and my symptoms from this have improved. I hate to recommend anxiety meds, but if it doesn't improve, maybe discuss with your doctor a low dose at least for a few months, then eventually wean yourself off and see if symptoms have improved.
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